# What is a monthly spending limit? How can I find mine?

Written by Grow Credit Team  
January 12, 2026

A monthly spending limit is the maximum dollar amount that you can charge in subscriptions to your Grow Credit card each month. Our Build plans offer a $17 monthly spending limit, while our premium plans, Grow and Accelerate, offer $50 and $150 monthly spending limits, respectively.

You can increase your Grow Credit monthly spending limit by referring a friend or becoming a featured user. To read more about increasing your monthly spending limit, check out our article, [How can I increase my Grow Credit monthly spending limit?](https://help.growcredit.com/en/articles/5321928-how-can-i-increase-my-grow-credit-monthly-transaction-limit)

You can find your monthly Grow Credit spending limit by going to your “My Card” screen on the Grow Credit app or the [My Line of Credit](https://growcredit.com/dashboard/creditline) page on our website.