# I want to pay all of my subscriptions through Grow Credit, but they cost more than the monthly spending limit. How can I increase my limit?

Written by Grow Credit Team  
August 18, 2025

Please keep in mind, Grow Credit is a tool to help users build credit. It is not designed to consolidate all of your subscriptions into one monthly payment.

Grow Credit does not charge interest and the Grow Credit plans have a low monthly spending limit because we require the balance to be paid in full each month, and we don’t want a high monthly payment to become a burden.

Please see this [article](https://help.growcredit.com/en/articles/5321928-how-can-i-increase-my-monthly-spending-limit) for tips on how to increase your monthly spending limit.