# Plans

Information about the accounts that you can open with Grow Credit and how you can use them

- [Why am I only eligible for a Starter card?](http://help.growcredit.com/en/articles/5581131-why-am-i-only-eligible-for-a-starter-card)
- [Will the plan fee cover the cost of my subscription services?](http://help.growcredit.com/en/articles/5321941-will-the-plan-fee-cover-the-cost-of-my-subscription-services)
- [What is a monthly spending limit? How can I find mine?](http://help.growcredit.com/en/articles/5321934-what-is-a-monthly-spending-limit-how-can-i-find-mine)
- [How can I increase my monthly spending limit?](http://help.growcredit.com/en/articles/5321928-how-can-i-increase-my-monthly-spending-limit)
- [Can the $17 monthly spending limit on the Build and Build Starter memberships really impact my credit score? Isn’t that too low to make a difference?](http://help.growcredit.com/en/articles/5321140-can-the-17-monthly-spending-limit-on-the-build-and-build-starter-memberships-really-impact-my-credit-score-isn-t-that-too-low-to-make-a-difference)
- [Can I downgrade my Grow Credit membership from a Grow or Accelerate membership to a Build membership?](http://help.growcredit.com/en/articles/5321311-can-i-downgrade-my-grow-credit-membership-from-a-grow-or-accelerate-membership-to-a-build-membership)